California auto insurance, decoded.
After a 30% auto rate hike unlocked new-business writing in late 2023, Allstate's California auto book grew through Q1 2026 even as the carrier kept its homeowners freeze in place.
By Pedro Mendoza
The first major California carrier reduction in years took effect May 8. We pulled 248 California auto quotes from our own 2026 platform to see what drivers are actually being quoted, and what to do about it.
By Pedro Mendoza
Insurance Commissioner Ricardo Lara's strategy is reshaping the California insurance market through a coverage-for-modeling tradeoff. The pattern across nine approvals reveals how shoppers should think about it.
By Pedro Mendoza
Attorney General Bonta's May 11 settlement bans OnStar driving-data sales for five years. The case puts a federal-style precedent behind what California insurance law already prohibits.
By Pedro Mendoza
Farmers becomes the ninth carrier approved under Insurance Commissioner Ricardo Lara's Sustainable Insurance Strategy. The new auto plan reshapes pricing for California drivers who also carry homeowners coverage.
By Pedro Mendoza
The May 4 enforcement action targets State Farm General over how it handled 2025 wildfire claims. For auto policyholders watching the same brand, it sets a pattern Commissioner Lara is willing to prosecute.
By Pedro Mendoza