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AAA's California affiliate CSAA Insurance Group has filed a personal auto rate adjustment with the state's Department of Insurance as carriers align premiums with claims costs under the Sustainable Insurance Strategy framework introduced in 2023.
By Pedro Mendoza
The California Department of Insurance is processing auto rate-change applications from carriers statewide in 2026 under the Proposition 103 prior-approval framework that protects drivers from unilateral rate hikes.
By Pedro Mendoza
California lawmakers are weighing a bill that would let auto insurers use driver telematics in rate-setting, a change that could reshape how carriers price individual policies in the nation's largest auto insurance market.
By Pedro Mendoza
Mercury Insurance submitted a 2026 auto rate filing with California's Department of Insurance, activating the state's Proposition 103 prior-approval review process for premium changes statewide.
By Pedro Mendoza
A federal judge on July 1, 2026 upheld California's FAIR Plan fire insurance assessment mechanism, rejecting an insurer challenge and preserving the CDI's authority to redistribute wildfire losses across the state's private market.
By Pedro Mendoza
Progressive Insurance filed a 2026 California auto rate adjustment request with the California Department of Insurance, activating Proposition 103 prior-approval review. Drivers will not see any change until CDI formally approves the filing.
By Pedro Mendoza
California's CDI processed auto insurance rate filings in 2025 and 2026 as State Farm, Mercury, and Progressive sought adjustments amid rising vehicle repair costs and medical inflation in the state.
By Pedro Mendoza
A California ghost broker who illegally processed 1,120 auto insurance policies was arrested after a 14-month CDI investigation, exposing a widespread fake-policy scheme targeting state drivers.
By Pedro Mendoza
California's 2026 auto insurance market reflects the full-year impact of the state's January 2025 minimum coverage increase, forcing State Farm, GEICO, and other carriers to file updated rates with the CDI under Proposition 103.
By Pedro Mendoza
Zurich Insurance Group filed a growth plan with California's Department of Insurance under the Sustainable Insurance Strategy in June 2026, joining Farmers and Mercury in committing to expand coverage in the state.
By Pedro Mendoza
California's Department of Insurance is reviewing a wave of auto rate adjustment requests for 2026 as major carriers including State Farm, Progressive, and Mercury respond to sustained claims cost inflation statewide.
By Pedro Mendoza
California drivers face higher auto insurance premiums in 2026 as State Farm, Mercury General, and other carriers implement rate adjustments approved by the California Department of Insurance under Proposition 103.
By Pedro Mendoza
Two finalists advance to the November 2026 general election for California Insurance Commissioner, with both campaigns pledging insurance reform that could reshape how auto rate filings are reviewed across the state.
By Pedro Mendoza
Assembly Bill 1107 doubled California's minimum bodily injury liability limit to $30,000 per person on January 1, 2025, ending a threshold in place since 1967. Here is what the 2026 renewal cycle means for drivers statewide.
By Pedro Mendoza
Two front-runners in California's June 2026 insurance commissioner primary hold divergent views on rate oversight, with major implications for auto drivers statewide.
By Pedro Mendoza
The California Department of Insurance approved Mercury General's 5.4 percent personal auto rate increase on June 2, 2026, after a 14-month actuarial review. The increase takes effect July 15 for new and renewing California policyholders.
By Pedro Mendoza
California lawmakers approved sweeping changes to the state's cap-and-trade carbon market in June 2026, a reform that could lower fuel costs for drivers and ripple through vehicle miles traveled, a key actuarial input for California auto insurance carriers.
By Pedro Mendoza
Mercury Insurance asked California's CDI in May 2026 to raise private passenger auto rates 7.4 percent statewide, citing higher reinsurance costs after the LA wildfires, rising bodily injury severity, and increased total-loss claims frequency.
By Pedro Mendoza
California's AB 1833 would let drivers voluntarily share telematics data to lower auto insurance premiums, the first usage-based discount path available under Proposition 103. The bill faces privacy objections and advances to the California Senate.
By Pedro Mendoza
With California's June 2 primary six days away, the race for insurance commissioner will determine who reviews auto rate filings under Prop 103 for the next four years. Here is what each major candidate is proposing.
By Pedro Mendoza
CDI submitted Prop 103 intervenor reform rules to OAL on April 20, 2026, advancing the first overhaul of California's rate-challenge system in 35 years.
By Pedro Mendoza
California's minimum auto insurance limits rose to 30/60/15 under Senate Bill 1107, and by the 2026 renewal season the higher floor applies to nearly every policy in the state. Here is what changed and what it costs.
By Pedro Mendoza
Attorney General Bonta's May 11 settlement bans OnStar driving-data sales for five years. The case puts a federal-style precedent behind what California insurance law already prohibits.
By Pedro Mendoza
The May 4 enforcement action targets State Farm General over how it handled 2025 wildfire claims. For auto policyholders watching the same brand, it sets a pattern Commissioner Lara is willing to prosecute.
By Pedro Mendoza