Founder & Editor
Pedro Mendoza is the founder and editor-in-chief of QuoteMoto News. He built QuoteMoto's California auto insurance comparison platform and oversees all editorial coverage of California insurance regulation, carrier moves, and rate trends. Based in San Diego, California, he reports in both English and Spanish. Pedro is a licensed insurance agent and a Freeway Insurance franchise owner. His insurance practice is through his Freeway Insurance franchise; QuoteMoto News is his editorial publication.
SageSure names Olympus for a nonadmitted homeowners offering. Check the insurer, placement route and contract, including the absence of CIGA backing.
By Pedro Mendoza
The notice identifies CSAA umbrella, Hyundai truck and Berkshire Hathaway Direct filings. Here are the matching records to request while approval and individual premium effects remain unverified.
By Pedro Mendoza
CDI’s October 9 notice identifies four auto-insurance filings. Here is how to match your insurer, request records and confirm the rules for public participation.
By Pedro Mendoza
CAARP’s proposed overall average 15.4% increase for 2027 opens a public comment opportunity. Here are the hearing details, eligibility checks and coverage limits consumers need.
By Pedro Mendoza
The September 16 proposal would change a rating factor. Its effective date and individual premium effects remain unverified; written quotes and policy checks offer practical next steps.
By Pedro Mendoza
California auto carriers submitted rate adjustment filings to CDI throughout 2026, as Progressive reported improved Q2 profitability. Here is what California drivers need to know about the review process and rate outlook.
By Pedro Mendoza
Progressive's written premiums climbed in Q2 2026 even as the June combined ratio slipped, a result that signals ongoing rate pressure in California's largest personal auto insurance market.
By Pedro Mendoza
AAA's California affiliate CSAA Insurance Group has filed a personal auto rate adjustment with the state's Department of Insurance as carriers align premiums with claims costs under the Sustainable Insurance Strategy framework introduced in 2023.
By Pedro Mendoza
A July 2026 federal lawsuit accuses GEICO and LexisNexis of failing to reinvestigate disputed claims data, spotlighting consumer rights under the FCRA for California auto insurance policyholders.
By Pedro Mendoza
Farmers Insurance launched plain-language coverage explanation tools and a visual rebrand in 2026, giving California auto policyholders a clearer window into their policy terms, deductibles, and exclusions.
By Pedro Mendoza
A California driver was sentenced in 2026 for auto insurance fraud after dashcam footage contradicted the claim filed with the insurer. Here is what the case means for California auto policyholders and how CDI fights fraud.
By Pedro Mendoza
Trucordia's July 2026 acquisition of Dominion Insurance Services' California assets reshapes auto insurance distribution across the state. Here is what current policyholders need to know about coverage continuity.
By Pedro Mendoza
The California Department of Insurance is processing auto rate-change applications from carriers statewide in 2026 under the Proposition 103 prior-approval framework that protects drivers from unilateral rate hikes.
By Pedro Mendoza
California lawmakers are weighing a bill that would let auto insurers use driver telematics in rate-setting, a change that could reshape how carriers price individual policies in the nation's largest auto insurance market.
By Pedro Mendoza
Mercury Insurance submitted a 2026 auto rate filing with California's Department of Insurance, activating the state's Proposition 103 prior-approval review process for premium changes statewide.
By Pedro Mendoza
Bamboo Insurance launched its Essential HO2 named-perils homeowners product in California in July 2026, offering an alternative to the FAIR Plan as major carriers continue to withdraw from the state's homeowners market.
By Pedro Mendoza
AM Best placed the Financial Strength Ratings of Topa Insurance Group under review in July 2026, a significant signal for California policyholders who rely on the carrier for auto and property coverage.
By Pedro Mendoza
A Los Angeles jury hung in the Palisades arson trial on June 30, 2026, leaving California auto insurers without a criminal verdict to anchor subrogation recovery claims on total-loss vehicles.
By Pedro Mendoza
Uber and Waymo ended their Phoenix robotaxi deal in 2026, sharpening California CDI oversight of commercial auto insurance obligations for rideshare and autonomous vehicle operators across San Francisco and Los Angeles.
By Pedro Mendoza
A federal judge on July 1, 2026 upheld California's FAIR Plan fire insurance assessment mechanism, rejecting an insurer challenge and preserving the CDI's authority to redistribute wildfire losses across the state's private market.
By Pedro Mendoza
Progressive Insurance filed a 2026 California auto rate adjustment request with the California Department of Insurance, activating Proposition 103 prior-approval review. Drivers will not see any change until CDI formally approves the filing.
By Pedro Mendoza
California's CDI processed auto insurance rate filings in 2025 and 2026 as State Farm, Mercury, and Progressive sought adjustments amid rising vehicle repair costs and medical inflation in the state.
By Pedro Mendoza
AssuranceAmerica confirmed on June 30, 2026 that a third-party vendor breach exposed customer data, raising data-security concerns for California auto insurance policyholders whose personal records may have been compromised.
By Pedro Mendoza
New Insurance Research Council data shows California auto injury claim costs rose 18% in 2025, outpacing the national average and driving dozens of rate filings before the CDI in 2026.
By Pedro Mendoza
A week-long warehouse fire near downtown Los Angeles, extinguished June 25 per Insurance Journal, tested commercial auto coverage for dozens of LA businesses and exposed gaps in comprehensive endorsement adoption across California's urban freight corridor.
By Pedro Mendoza
A California ghost broker who illegally processed 1,120 auto insurance policies was arrested after a 14-month CDI investigation, exposing a widespread fake-policy scheme targeting state drivers.
By Pedro Mendoza
California auto insurers are returning to underwriting profitability in mid-2026 as CDI-approved rate increases take hold under Proposition 103, with the pace of double-digit hike requests moderating across the state's largest carriers.
By Pedro Mendoza
California's 2026 auto insurance market reflects the full-year impact of the state's January 2025 minimum coverage increase, forcing State Farm, GEICO, and other carriers to file updated rates with the CDI under Proposition 103.
By Pedro Mendoza
Ivans' May 2026 data shows commercial auto renewal rates declined across California, marking a potential turning point after two years of hard-market premium increases for small businesses and fleet operators.
By Pedro Mendoza
Zurich Insurance Group filed a growth plan with California's Department of Insurance under the Sustainable Insurance Strategy in June 2026, joining Farmers and Mercury in committing to expand coverage in the state.
By Pedro Mendoza