California policyholders can use the USAA-group entries in the California Department of Insurance’s October 9, 2026 notice to identify the relevant application, obtain records and ask CDI how to participate. The four entries each show 6.9% in the “Overall Rate %” column; they do not establish an approved increase or a change to any individual renewal. Start with the legal insurer named on your policy, then match it to the filing below. CDI’s October 9 rate-filings notice supplies the identifiers, while its public-notice cover letter, undated and checked October 15, 2026 explains access and the general hearing-request route.
The immediate consumer task is to verify which application, if any, corresponds to your coverage and to obtain its current status. This report’s record review, completed October 15, did not establish an approval, denial, withdrawal, hearing order or implementation date for these applications. The notice workbook is a starting point for that inquiry, rather than a decision about your bill.
Find the legal insurer behind the USAA name
The official record separates four legal insurers. United Services Automobile Association, Garrison Property and Casualty Insurance Company, USAA Casualty Insurance Company, and USAA General Indemnity Company each have a distinct CDI file number and SERFF tracking number. All four rows are classified as personal automobile liability/physical damage, with file type RATE and group number 0200. Source: CDI’s October 9, 2026 workbook.
| Legal insurer listed by CDI | CDI file number | SERFF tracking number |
|---|---|---|
| United Services Automobile Association | 26-1793 | USAA-135089773 |
| Garrison Property and Casualty Insurance Company | 26-1796 | USAA-135089860 |
| USAA Casualty Insurance Company | 26-1794 | USAA-135089791 |
| USAA General Indemnity Company | 26-1795 | USAA-135089830 |
The table reproduces identifiers from CDI’s October 9 notice. Compare the full legal name with your policy paperwork before asking about a file. Keeping the CDI number and SERFF identifier together gives the department a precise reference for the record you want.
CDI’s public-notice archive, undated and checked October 15, 2026, labels the workbook as the October 9 notice. That establishes the notice date, not the original submission date, an approval date or a renewal effective date. The workbook does not provide those dates for these entries.
The percentage also needs its original label. Each row contains 6.9 in “Overall Rate %,” but the heading alone does not resolve whether the measure should be described as requested, indicated or approved. The selected notice contains no policy count or distribution of individual premium effects. It therefore cannot tell a reader how much a particular renewal would change.
What prior approval means for this notice
CDI’s Prop 103 Consumer Intervenor Process guide, undated and checked October 15, 2026, describes personal automobile rates as subject to prior approval before use. Its general public-notice cover letter identifies California Insurance Code section 1861.05 as the filing authority. These regulator explanations provide the governing context for reading the notice.
A notice entry, a regulatory decision and an effective date answer different consumer questions. The notice identifies an application; a decision would establish its disposition; an applicable effective date would help determine when an authorized change could reach a policy. Here, the workbook supplies the first kind of information. It does not supply the other two.
The official statutory text and the detailed adopted procedural rules were not verified for this report. Accordingly, this account does not assert a statutory percentage threshold, an automatic right to a hearing or a case-specific deadline. Use the current CDI participation guide to reach the department for requirements that apply to the particular file.
Obtain the application and its current status
CDI’s public-notice cover letter, checked October 15, 2026, describes online viewing and office appointments and gives ViewingRoom@insurance.ca.gov for assistance accessing filings. A reader who cannot retrieve an application online can use that contact to ask how to obtain the record or arrange a viewing appointment.
Identify the legal insurer and both filing identifiers in your inquiry. Ask for the application and any amendments, the latest disposition or order, and any stated effective dates for new business and renewals. These are suggested questions to close the gaps in the notice; this report has not verified that such documents or dates are available for these files.
Keep your question about the record separate from your question about your policy. The department’s filing record can establish what was submitted or decided. To understand your own renewal, you also need the insurer, coverages and premium shown in your paperwork. The public notice contains no individual renewal calculation that can substitute for that comparison.
If access fails, preserve the file number and ask the viewing contact for another route. A failed lookup does not establish that an application was approved, withdrawn or left pending. The cover letter’s access instructions offer a way to seek the underlying documents without drawing a conclusion from an unavailable search result.
Ask about participation before choosing a procedure
CDI’s current participation guide, checked October 15, 2026, identifies Margaret Hosel as Public Advisor at Margaret.Hosel@insurance.ca.gov. The general cover letter lists 916-492-3559 for Public Advisor information concerning hearings, intervention and compensation. These are useful contacts for asking which participation route and requirements apply to the identified filing.
The cover letter describes a written hearing request within 45 days from the notice date, addressed to the Rate Enforcement Bureau, 1901 Harrison Street, Oakland, CA 94612. That is a general instruction in an undated document, not a verified calendar deadline for these four applications. Before relying on it, confirm the applicable trigger, deadline and delivery or service requirements with CDI. A request does not itself establish an entitlement to a hearing. Source: CDI’s Public Notice of Insurance Companies Rate Filing.
Be specific about what you want to do: obtain records, provide information, request a hearing or explore intervention. The participation guide distinguishes participating in a proceeding from eligibility to seek intervenor compensation. Asking about one should not be treated as confirmation that the requirements for another have been met.
For recent procedural background, retain CDI’s August 11, 2026 announcement on rate-review participation reforms. The department announced updated participation, documentation and compensation standards then. Because the detailed adopted text was not verified here, readers should ask the Public Advisor for current instructions rather than rely on an older explainer for filing or service requirements.
No case-specific comment deadline or hearing schedule was verified for this report. Describe the precise file and the action you intend to take when contacting CDI; ask the department to identify any relevant current notice, order or procedural instruction. The current participation guide provides the contact route, without establishing an outcome for these applications.
Check a renewal against your own documents
If you receive a renewal, compare its legal insurer, coverages, premium and effective date with your existing policy and any verified filing outcome. Treat this as a document check: the October 9 workbook does not establish a uniform increase for customers of the listed companies or a change effective on your renewal date.
Ask the insurer to explain a change using your policy’s details, and ask which approved filing, if any, it attributes the change to. Keep that explanation with the renewal and the relevant public record. This is a practical next step, not a finding that these applications caused your bill to change; no individual renewal was verified for this report.
The next records that would clarify consumer impact are a verified disposition, any applicable implementation dates and evidence connecting a particular policy to the resulting change. Until those are available, the supported news remains the four identified entries in CDI’s October 9 notice and the department’s documented routes for access and participation.
For a separate check on your own records, the Consumer Financial Protection Bureau's guide to insurance-claims reporting explains that specialty reports can include information about auto insurance claims. This is general consumer background, not evidence of a decision on these USAA applications or of any change to your renewal.
Match your legal insurer to the filing number, request the current record from CDI, and confirm participation requirements with the Public Advisor before acting.